New Model at Aviano at Talis Park

The Aviano furnished model home by Harborside has been opened for viewing and a possible purchase and is now available to all aspirant homeowners with a good taste of luxury. The homes are located in North Naples? Fairgroove neighborhood whose ?park lifestyle? grants access to water, a golf course and preserve views. The neighborhood has a total of 24 homes on only one side of its street; all of these were designed to face south. To the north are a Talis Park preserve and the golf course albeit in a neighboring community which face the house unobstructed to give the owners a nice view. Italian renascence designs grace the classic feel of Naples? architecture and are complemented by a meticulously chosen Spanish style. Harbourside Homes offers size choices between 3,100 to 4000 square feet. The lowest price for a single package is $ 1.35 million.ˇ

The $1,595,000 fully furnished Aviano model?s interior was done by Rebekah Erret-Pikosky and his colleague Charlie Hansen who are two of Clive Daniel Home?s most elite designers. The interior and 3 car garage accounts for only 1334 sq ft of the home?s entire 4,101 sq ft; the rest is accounted for by the outdoor living space with 2,767 sq ft under air. The model has in it three bedrooms, a study, 3 and a half baths and a formal dining. Of course there will be cooking in the island kitchen which has a breakfast nook attached to it. A quick scan of the outdoor living space will reveal a pool and spa which has a colonnade surround. Additional aspects are a fireplace and the summer kitchen which has a sink, an under-counter fridge, granite countertops, a backsplash which matches the countertops and a gas grill. To make the Aviano worth its price, the designers took their time in combining elements to create what became a contemporary look with a far-thrown but recognizable traditional feel. The dominant color is gray although hints of penny orange, copper and slate blue were introduced to bring in vibrant accents. Cerused oak was chosen for flooring in the most frequented living areas while marble is used to grace all major entrance points.

The dining room opens up to the living room with a distinct column delineating the expansive space from the entrance. In the living room is an astounding feature wall which gets its appeal from the bump out columns which combined, form a deep niche which is capable of accommodating a huge television. Beneath the niche is a contemporary four-door espresso console. For seating, there are two full-sized sofas covered in gray velvet and an additional two wood framed accentuating chairs which match the color of the console. There is a big coffee table in the center which is made of an attention-demanding chrome base with a glass top. For great effect, the coffee table is complemented by two accent tables and a matching number of upholstered ottomans albeit in slate blue instead of the expected espresso.ˇ

The ceiling adds detail to the relaxed ambience of the room. In it is a 24-inch deep coffer which has two square drywall beams which span the entire room. Wide pocketing sliding glass doors open the living room to an equally inspiring outdoor living space. The doors are among some of the aspects which make contemporary the dominant theme.ˇ

In the kitchen is an ergonomically comfortable island and three bar stools. Here, the island gets all the attention for its base cabinetry which is intuitively finished in espresso. The granite top distinguishes from everything else in the room by bringing in vibrant gray-brown with beautiful streaks of copper. The perimeter cabinetry has a white finish with brown quartz countertops. For the backsplash, an opalescent mosaic tile was chosen; its effect is complemented by pendant lighting. The breakfast nook which attaches to the kitchen is generous in offering a good view of the lanai, golf course and pool should an occupant feel an intuitive desire to look north.

The study has a six-shelf bookcase which stands free and in a design anyone who plans to spend a good deal of their time hear will like. Like in the living room the desk has a chrome base with a glass top. For accentuation, there is a rectangular mirror in a silver frame and other well selected items in the shades of blue and gray which serve to bring in the theme into the seriousness room too.ˇ

In the master suite, that which first catches your attention is the slate blue headboard with upholstery; from whoever?s perspective, it can only be described as elegant. The night stands and bed?s shades are dark espresso which is lightened by the bedding which comes in blue, copper and white tones. Overlooking the bed is a tall chest dresser which has eight drawers bestowed in it. To bring in good moods, the walls are graced by patches of artwork.ˇ

The light in the master bath is undeniably bright and further enhanced by some exotic wallpaper with a sharp pattern in it. The masculine and feminine vanities all have dark cabinets and granite countertops like in the kitchen. Adjacent to the oval tub which stands on a pedestal is a big piece of artwork which plays the role of a backdrop. The wall is covered by a gray finish to match the floor.ˇ

Switching attention to the outdoor living space, the most distinct feature is a colonnade surround. There is a conversation are with space for four in relaxing chairs and a coffee table over which beverages can be shared. On the outdoors too is a dining area with a circular table and its surrounding chairs. Notable too is that all of the appliances for the summer kitchen are made of stainless steel. Not to forget, there is a pool bath which as an interior powder room. The most distinct feature in it is a modern vanity which has chrome hardware a black glass top.

Fairgroove gives those who are interested in it a wide array of options from which to choose with regards to style. The most popular options are penthouse style condominiums, estate residences and single-family villa homes where prices range from $ 600,000 to north of a million.ˇ

05

09 2014

Government Assist ‘Boomerang’ Home Buyers

boomarang buyersIn 2007, an area housing counseling center in Tampa, Florida was unable to pay the full salaries of its counselors. One of these counselors was Linda Van Doren. However, instead of leaving, she continued working with the center. The most interesting and yet ironical part of it was that she lost her own home after she agreed to a short sale. In spite of all the mounting challenges, Linda kept her faith in homeownership.

With pride, she said that she actually knew what was doing. She stated that she knew that she was eventually going to buy another home at the right time, and that is precisely what she did. But before she was able to become a proud homeowner again, she had to be a tenant for three years. When she finally was able to buy a new home, she did it with the loan that she got from the Federal Housing Administration (FHA).

But Linda is not alone in this quagmire. Since the beginning of the crash of the housing sector, about 7.2 million homes have been lost by their owners who had to reluctantly settle for foreclosure or short sale. This is based on the information provided by the Black Knight Financial Services.

For many of these former owners, they had to rent homes and become tenants. But it seems that for them, this condition is not going to be a permanent one. Many of them are now steadily and cautiously becoming homeowners again, and that is because there is a government program that has been put in place to ensure precisely that. This government intervention is so efficient that they are now becoming homeowners with a very amazing speed.

According to Matt Weaver, a lender working with the Florida-based PMAC Lending Services, they have seen a lot of boomerang buyers. He stated that as a matter of fact, about 20% of his current clients had either experienced a short sale or a foreclosure in the past. But the good news is that many of them are not able to buy back these homes.

What has made this re-buying possible is a novel program that the FHA launched last summer, the body that acts as the government’s insurer of home loans. To be able to apply for this loan, applicants have to show that they have lost a minimum of 20% of their income for a period not less than six months, and that led to the loss of their homes. They also have to display that they were able to recover from that hardship and then maintained a clean credit for a minimum of one year after that. All these loan packages are fully documented and financial status of all the borrowers before going ahead with the entire transaction.

Tim Ryan of Equity Realty, a top Naples, Florida real estate firm notes that the housing-to-debt ratio is still within the normal range but for those who are neck-deep in debts, they will not be able to avail a mortgage. If you want to benefit, you need to have the normal or correct housing-to-debt ration. For borrowers who have met all the outlined parameters, they become eligible for the regular FHA loans. These loans have low interest rates and they require just 3.5% as the down payment. The FHA is yet to collate the precise figures the number of borrowers who have benefited from the program, it is believed at present that it is only a small fraction of former homeowners.

10

07 2014

Tips To Buying A Southwest Florida Home

southwest floridaLike so many other things in life, you must be educated about Southwest Florida real estate before jumping in head first. The following article provides you in learning about real estate purchasing.

Be moderate in your approach when considering a purchase of real estate negotiations.Many times people are too aggressive because they are trying to get the best price, and they end up overdoing it and losing it. Be firm in what you want, but let your lawyer and real estate agent negotiate, let your Realtor and lawyer go at the negotiations since they are used to fighting those battles.

Each agent should connect with former clients around the relationship. Hearing again will let them remember of how you helped them when they were selling or buying. Give them your card and let them know that your work is based on referrals, so you would be pleased if they could mention your name to others.

If you are planning to move to Southwest Florida, you should look up information about the neighborhood using resources on the Internet. You can discover a good deal of information about even the smallest Southwest Florida town. Consider the salary margins, unemployment and salary margins before making any purchase to assure that you have a profitable future in that town.

When deciding to purchase a large and commercial piece of Southwest Florida real estate, look for a reliable investment partner.

Even if you don’t currently have any children, if you are planning to have kids in the future, it is a good idea to find out if the area schools are of high quality. For example the community, Vineyards in Naples known for it’s good location on the school district map.

If you are clear and honest in negotiations with the seller, you are sure to reach a selling price that you both feel comfortable with.

You should ask questions about their track record. A reputable Southwest Florida agent will definitely be able to answer all questions thoroughly and professionally.

Sex offender information is publicly available, but that doesn’t mean that someone selling a home is obligated to mention that to you.

Most foreclosed homes in Southwest Florida have sat vacant for a period of time, because they have not been maintained for a very long time. Many foreclosed homes need a brand new HVAC system, and might need a new HVAC system.

The best thing you can do for yourself in purchasing Southwest Florida real estate is devoting time to learning all about the process. While a real estate agent does provide valuable information, there are some decisions that an agent cannot help you with, and ultimately it is your responsibility to decide what is best for you. As such, you can now make decisions with more certainty.

12

05 2014